Unsecured Business Loans

Whether you are seizing an opportunity or managing cash flow, unsecured business loans provide quick access to funding without putting your assets at risk.

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What Is an Unsecured Business Loan?

An unsecured business loan provides access to capital without needing to secure the loan against business or personal assets. Approval is based on the strength of your business — including revenue, trading history, and repayment capacity.

Because there is no need for property as collateral, unsecured loans can often be approved and funded within 24–72 hours, making them ideal for time-sensitive opportunities or cash flow shortfalls.

Common Uses for Unsecured Business Loans

Marketing or expansion campaigns
Hiring staff or contractors
Paying suppliers and invoices
Purchasing stock or inventory
Bridging cash flow gaps
Upgrading equipment or technology

Whether it is a one-off cost or a regular cash flow boost, we will tailor a solution for your exact needs.

What are the Key Features of Unsecured Business Loans?

Loan amounts from $5,000 up to $500,000
Fast approvals – often same day, with minimal paperwork
Short loan terms – typically 3 to 36 months
Flexible repayments – daily, weekly, or monthly
No collateral required – no need to use property or vehicles as security
Tailored to business cash flow – repayments structured around your revenue

Who It's Best For

Unsecured business loans are ideal for:

Small business owners with solid revenue but limited assets
Medical and health professionals with private practices
Legal, financial, and consulting firms
Retailers, hospitality venues, and eCommerce businesses
Trades and contractors needing fast equipment or staffing support
Startups and growing businesses with strong turnover

If you have been in business for at least 6–12 months and have steady cash flow, you may qualify — even if the banks have said no.

What Are the Requirements?

Most lenders assess based on:
Time in business (usually 6 months)
Minimum monthly turnover (typically $5,000–$10,000)
Valid ABN and business bank statements
Credit history (but some lenders are flexible)

We will review your scenario and connect you with lenders best suited to your profile with minimal paperwork and no jargon.

Unlock Flexible Funding Without the Hassle of Security

If you need fast, flexible finance without risking your business assets, an unsecured business loan could be the perfect solution. Whether you are managing cash flow, expanding operations, or seizing new opportunities, unsecured loans offer accessible capital with less paperwork and quicker approvals. Get in touch with us today to explore unsecured business loan options tailored for your business success.

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Suite 1407/447 Kent St, Sydney NSW 2000

02 9000 2150

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Prince Capital Solutions Pty Ltd ABN: 24 147 935 055 is an Australian Credit License #426244

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.