Secured Business Loans
Leverage your business assets to access higher loan amounts, longer terms, and lower interest rates — all tailored to help your Sydney business grow with confidence.

A secured business loan is a type of finance backed by an asset, giving lenders added confidence and allowing you to access better rates and higher borrowing limits. The collateral can be:
Because the loan is secured, lenders typically offer more favourable terms, making it an ideal option for businesses looking for affordable, stable funding.
Secured business loans are popular with SMEs and growing businesses across Sydney because they can:
Common uses include:
Not always. Many lenders accept commercial property, vehicles, or business equipment as security.
Loan amounts vary, but secured loans typically allow for larger borrowing limits than unsecured loans, often ranging from $50,000 to several million dollars.
Yes — because the loan is backed by collateral, lenders generally offer more competitive interest rates and longer terms.
Yes. Offering security can make it easier for new businesses to access finance, even with limited trading history.
Approval times vary by lender, but secured loans typically settle within 1–2 weeks, depending on the complexity of the application.
Secured business loans provide the financial foundation your business needs to expand, invest, or manage cash flow with peace of mind. By leveraging your assets, you can access competitive interest rates and larger loan amounts tailored to your goals. Contact us today to explore your secured business loan options and take the next confident step towards growing your business.