Residential Loans Overview
Whether you're buying your first home, building your dream property, or investing in your future — Prince Capital has the right loan for you.
At Prince Capital, we make finding the right residential home loan in Sydney simple. With so many types of loans available from first home buyer and owner-occupier loans to investment and construction finance, we’ll help you choose the one that best fits your needs. Backed by access to over 50 leading lenders and expert, personalised guidance, we’re here to make your home loan journey clear, stress-free, and tailored to your goals.
First Home Buyer
Buying your first home can feel overwhelming, but the right loan can make all the difference. We’ll guide you through government incentives, competitive rates, and flexible structures to help you get into your new home sooner.
Owner Occupied Loans
Whether you’re upgrading, downsizing, or buying your dream home, owner-occupier loans are designed for people living in the property they purchase. We’ll help you find the most affordable structure to suit your lifestyle and long-term plans.
Investment Loans
Property remains one of Australia’s favourite ways to build wealth. Our investment loan solutions offer tax-efficient structures, flexible repayment options, and competitive rates to help you grow your portfolio with confidence.
SMSF Loans
Unlock the potential of your self-managed super fund (SMSF) by investing in property. SMSF loans allow you to purchase residential property using your super, helping to grow your retirement wealth strategically.
Low Doc Loans
Self-employed or lacking full financial documentation? Low doc loans are designed for borrowers who need more flexible income verification, making it easier to access finance without the usual paperwork hurdles.
Construction Loans
Building your dream home or undertaking major renovations? Construction loans provide funds in stages as your project progresses, helping you manage costs while keeping your build on track.
Professional Package Loans
High-income professionals such as doctors, lawyers, and accountants may qualify for exclusive lending packages. These often include discounted interest rates, higher borrowing limits, and waived Lenders Mortgage Insurance (LMI) — enabling you to borrow up to 95% of the property value.
A broker acts as a go-between, finding and negotiating the best loan deal for your needs from multiple lenders.
We compare a wide range of lenders, often with better flexibility and faster approvals than traditional banks.
Our service is typically free to you — we’re paid by the lender once your loan settles.
No — your first consultation is 100% obligation-free.
We’ll assess your situation, compare loans, and guide you step-by-step until you secure the right loan.
Our expert mortgage brokers are here to guide you every step of the way and find the right loan for your needs. Contact us today for an obligation-free consultation and discover how easy it can be to get into your new home.
Prince Capital Solutions Pty Ltd ABN: 24 147 935 055 is an Australian Credit License #426244
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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