Medical & Professional Loans

Flexible finance solutions tailored for medical and professional practices

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Medical & Professional Loans

Your Vision, Our Support – Tailored Professional Loans

Whether you are opening a new practice, expanding your services, or investing in essential equipment, we offer professional loans designed to meet the unique needs of healthcare and other professional industries.

Medical Loans

What is a Medical or Professional Business Loan?

A Medical & Professional Loan is a specialised form of business finance tailored for high-trust, service-based industries. Lenders view qualified professionals as low-risk borrowers due to stable income and strong long-term earning potential — which means you may qualify for:

  • Higher loan amounts
  • More flexible approval criteria
  • Lower interest rates
  • Minimal documentation requirements
  • Fast approvals — in some cases, within 24–48 hours

These loans can be secured or unsecured depending on your needs and profile.

We assist a wide range of professionals and practice owners, including:

  • Doctors & Specialists
  • Dentists & Orthodontists
  • Lawyers, Barristers & Legal Consultants
  • Accountants & Financial Advisors
  • Allied Health Professionals (e.g. physiotherapists, optometrists, chiropractors)
  • Veterinarians & Animal Health Providers
  • Engineers, Architects & Consultants

Whether you are starting out or scaling up, we will tailor your loan to suit your business goals.

What Can Be Funded?

Your business is unique — but your needs probably look a lot like this:

  • Fit-outs for new clinics or offices
  • Expansion into new locations
  • Practice management systems, software and IT upgrades
  • Diagnostic equipment or treatment chairs
  • Hiring new team members
  • Branding, marketing, and patient acquisition
  • Bridging finance for Medicare, private health, or insurer billing cycles

From startup to succession planning, we will structure your loan to support your strategy — not just your short-term cash flow.

Medical Loans

Frequently Asked Questions

Margin Finance

Do I need to offer property as security for this type of loan?

Not always. Many of our professional clients qualify for unsecured loans, especially if you have strong income and a good credit history. For larger amounts or specific needs (like clinic fit-outs or equipment finance), secured options may also be available — but we will always explore the path of least resistance first.


Margin Finance

I’m self-employed — can I still qualify?

Absolutely. Most of our clients in this space are self-employed, operating through a company, trust, or as sole traders. We work with lenders who understand professional structures and can offer low-doc or alt-doc options when traditional financials are not readily available.


Margin Finance

How fast can I get approved and funded?

Depending on the lender and your documentation, approval can take as little as 24 to 72 hours. For more complex loans (e.g. property-backed or larger amounts), it might take slightly longer. We will always keep you informed and move as quickly as your documents allow.


Margin Finance

I’ve just started my practice — can I still apply?

Yes — provided you meet certain criteria around income, qualifications, or contracts in place. Some lenders will work with newer practices if you can demonstrate demand and earning potential. We will guide you on how to present your application in the best possible light.


Margin Finance

Can I use equity from my home to buy an investment property?

We do. Whether you are a partner in a group clinic or the sole owner of a specialist practice, we tailor finance to your structure. We are also happy to work directly with your practice manager, bookkeeper or accountant to ensure everything aligns.


Margin Finance


Empowering Your Practice to Reach New Heights

Whether you are upgrading your clinic, investing in new technology, or expanding your professional services, the right medical and professional loan can help you achieve your goals without compromising cash flow. Tailored finance solutions designed for doctors, dentists, specialists, and other professionals mean you can focus on growing your practice and serving your clients. Contact us today to discuss your medical and professional loan options and take the next step toward your practice’s success.