Lorence Kumar

Mortgage Broker

Lorence Kumar

About Lorence Kumar

As a Mortgage Broker, I apply a wholistic approach to finance and believe in providing the best service and outcomes for my clients. I pride myself on helping clients to achieve their financial goals. I think of my self a specialist in residential lending, whether you are wanting to refinance, upgrade your home, SMSF or need to access your equity or consolidate debt, or are an investor for future retirement.

As a Mortgage Broker, it gives me great satisfaction in finding solutions for clients when the banks have told them ‘no’. My focus is on Pre-qualifying properly, managing credit risk upfront, and keeping clients informed throughout the process, so contracts stick and settlements happen on time.

Our Latest Reviews

Joanne Ralph

I would like to say dealing with Bevis Ng was a blessing he did everything from start to finish he was exceptionally patient with my husband who is very computer literate and wants to know the ins and outs of every finest detail. I will be using Bevis again for future purchases as he is very much on the ball and extremely knowledgeable and patient so a big big Thankyou to Bevis for all your professionalism and help through out our purchase of our rental property I will definately recommend you to any one I know who needs a mortgage broker. Jo Ralph

Alex Wong

Thank you Bevis for your help with our loan. He was professional and transparent of the process and was very patient with us with the continuously moving settlement dates. Would recommend

Ying W

Kevin has done a great job to help me to refinance my home loan.

Chris Zajko

Highly recommend working with Bevis Ng. He has been incredibly helpful throughout the entire purchase process, giving genuine advice and always taking the time to answer every question I had, no matter how big or small. Thank you Bevis!!

Kobe Robertson

Anna Bui

From start to finish, Bevis was absolutely incredible. He made the entire home loan process feel so easy and stress-free, and went above and beyond to make sure we got the best possible deal for our circumstances. He was incredibly knowledgeable, responsive, transparent and genuinely had our best interests at heart. He took the time to explain everything clearly, answered every question we had and kept us updated throughout the entire process. Most importantly, he worked tirelessly to get our loan across the line and helped us successfully close on our home. Thank you so much, Bevis, for all your hard work and dedication. We couldn’t have asked for a better broker! We will absolutely be recommending you to all our family and friends.

We work with Australia's biggest lenders

Frequently Asked Questions

What does a mortgage broker do?

A broker acts as a go-between, finding and negotiating the best loan deal for your needs from multiple lenders.

Why use a broker instead of going directly to a bank?

Wide range of lenders, often with better flexibility and faster approvals than traditional banks.

How much does it cost?

Our service is typically free to you — we’re paid by the lender once your loan settles.

Do I get charged for a consultation?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What happens next?

We’ll assess your situation, compare loans, and guide you step-by-step until you secure the right loan.